When installing an application from the Marketplace, each of them has a so-called “trial period”, which means that during this period you can use the application for free. This is necessary for setting up and testing, and also you can eliminate the use of the application if it does not meet your needs.
Despite the fact that the trial period is free, when you install the application, you will still be asked to enter your card details - this is a Marketplace requirement. If you want the money not to be credited, you need to uninstall the application before the end of the trial period - how to do this is described in the article “How to uninstall an application and cancel its subscription”.
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